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Wise Payments Limited

United Kingdom
3.8(195 notes)ActiveEMI
View on register

Licence number

900507

Authorised since

07 Jun 2018

EEA passports

0

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
DomesticTier D

No EEA passporting on record.

Scope
SpecialistTier C

Authorised for 3 payment-services activities.

Tenure
MatureTier B

Authorised 7 years ago.

Pricing snapshot

Editorial · Personal

Headline fees on the published free / standard plan, taken from the institution’s own fee schedule.

Plan
Personal
Monthly fee
Free
Card issuance
GBP 7.00 one-off
Free ATM / month
GBP 200 / 2 withdrawals
ATM fee
1.75% + GBP 0.50
FX markup
Mid-market + 0.33-0.65%
SEPA transfer
From GBP 0.20
SWIFT transfer
Variable by corridor

Wise discloses the exact corridor fee in the quote.

Verified 15 Apr 2026Source ↗

About this institution

Verified active. Wise Payments Limited holds a current e-money licence issued by the Financial Conduct Authority under reference 900507. The licence was granted on 7 June 2018 and remains in force. Cross-checked against the FCA Financial Services Register, the entity operates as an authorised electronic money institution within the United Kingdom. The register lists Wise Payments Limited as conducting electronic money issuance and payment services across multiple corridors and use cases.

The entity's authorisation continues without passive EEA passporting into host member states - all cross-border activity operates under the primary UK licence. Data note: no consumer-protection ruling or enforcement action has been recorded against Wise Payments Limited in the 12 months prior to this verification. The FCA register shows no suspension or conditional status. Public register references confirm the 900507 licence; readers should verify current operational scope directly with the entity, as service coverage evolves beyond the scope of licence verification alone.


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