
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised 7 years ago.
Pricing snapshot
Editorial · PersonalHeadline fees on the published free / standard plan, taken from the institution’s own fee schedule.
- Plan
- Personal
- Monthly fee
- Free
- Card issuance
- GBP 7.00 one-off
- Free ATM / month
- GBP 200 / 2 withdrawals
- ATM fee
- 1.75% + GBP 0.50
- FX markup
- Mid-market + 0.33-0.65%
- SEPA transfer
- From GBP 0.20
- SWIFT transfer
- Variable by corridor
Wise discloses the exact corridor fee in the quote.
Verified 15 Apr 2026Source ↗
About this institution
Verified active. Wise Payments Limited holds a current e-money licence issued by the Financial Conduct Authority under reference 900507. The licence was granted on 7 June 2018 and remains in force. Cross-checked against the FCA Financial Services Register, the entity operates as an authorised electronic money institution within the United Kingdom. The register lists Wise Payments Limited as conducting electronic money issuance and payment services across multiple corridors and use cases.
The entity's authorisation continues without passive EEA passporting into host member states - all cross-border activity operates under the primary UK licence. Data note: no consumer-protection ruling or enforcement action has been recorded against Wise Payments Limited in the 12 months prior to this verification. The FCA register shows no suspension or conditional status. Public register references confirm the 900507 licence; readers should verify current operational scope directly with the entity, as service coverage evolves beyond the scope of licence verification alone.
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