
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised 8 years ago.
Pricing snapshot
Editorial · Standard (merchant)Headline fees on the published free / standard plan, taken from the institution’s own fee schedule.
- Plan
- Standard (merchant)
- Monthly fee
- Free
- Card issuance
- Free Mastercard
- Free ATM / month
- Free at Mastercard ATMs
- ATM fee
- 0%
- FX markup
- 2.49% on non-GBP
- SEPA transfer
- Free
- SWIFT transfer
- Not supported
Bundled with merchant acquiring; settlement next business day.
Verified 15 Apr 2026Source ↗
About this institution
Licence confirmed against the FCA Financial Services Register. SumUp Payments Limited holds current authorisation as an electronic money institution under reference 900700, granted in May 2018. The entity operates from the United Kingdom and remains subject to FCA oversight. Its activity scope encompasses the issuance of electronic money and payment services delivery across multiple channels. As recorded in the register, SumUp Payments Limited does not currently hold EEA passporting rights in any host state, meaning its cross-border reach operates under separate bilateral or domestic regulatory arrangements rather than through the passporting mechanism.
Data note: the entity's authorisation continues as at the last register cross-check, with no report of formal suspension or revocation on file. The FCA register lists this licence as active; however, downstream data aggregators may occasionally display cached or outdated status information for several weeks following any regulatory event. No consumer-protection ruling or formal enforcement action has been recorded against SumUp Payments Limited in the last 12 months. Public sources confirm the licence reference and grant date; the precise scope of authorised activities should be verified directly against the FCA's published register entry, as summary data here reflects general classification only.
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