Пейнетикс АД (предишно наименование Кредибул ЕАД)

Verified active. Пейнетикс АД holds a current e-money licence issued by the Bulgarian National Bank. The entity operates under licence reference 131574695, originally granted on 11 April 2016. Cross-checked against the Bulgarian National Bank's authorised institutions register, the licence status confirms operational authority across electronic money issuance and payment services. The entity's authorisation continues under its current legal name, following a prior registration as Кредибул ЕАД. As an EEA-authorised EMI, Пейнетикс АД is recorded as holding passporting rights across 29 host states within the European Economic Area.

The original 2016 authorisation remains the active regulatory reference; however, downstream financial databases may retain records under the previous entity name for administrative purposes. No report of regulatory suspension or formal consumer-protection action has been recorded against this entity in the last 12 months. Data note: the entity's current operational scope and active service offerings are not independently verified through this cross-check. Public register references confirm the licence; verification extends to regulatory status only, not to service quality or consumer outcomes.