Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- GrowingTier C
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised 2 years ago.
Pricing snapshot
Editorial · Personal walletHeadline fees on the published free / standard plan, taken from the institution’s own fee schedule.
- Plan
- Personal wallet
- Monthly fee
- Free
- Card issuance
- n/a
- Free ATM / month
- n/a
- ATM fee
- n/a
- FX markup
- 3.00% over base rate on conversions
- SEPA transfer
- Free in EUR within EEA
- SWIFT transfer
- Variable by destination
Domestic personal sends free in GBP. International personal: 5% (min GBP 0.99, max GBP 2.99). Bank withdrawal free in same currency.
Verified 8 May 2026Source ↗
About this institution
Licence confirmed against the FCA Financial Services Register. PayPal UK Ltd holds a current e-money licence under reference 994790, authorised on 31 October 2023. The entity operates as a regulated electronic money institution within the United Kingdom, subject to FCA oversight. PayPal UK Ltd is classified as an active licensee and conducts e-money issuance and payment services within its authorised scope. The Financial Services Register records this authorisation as operative.
As recorded in the FCA register, PayPal UK Ltd has not activated EEA passporting rights to establish presence in other host states. The entity's authorisation continues under UK-only regulatory jurisdiction. No material service interruption has been reported to this directory during the current licence period. Data note: the register cross-check was completed against the live FCA register; downstream third-party compilations may reflect minor propagation delays. The entity's authorisation references this licence; no consumer-protection ruling or enforcement action has been recorded against PayPal UK Ltd in the past 12 months as at the last verification date.
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